Includes bibliographical references.

Can anyone become a millionaire? -- What is a baby steps millionaire? -- How to become a baby steps millionaire -- A millionaire is not a billionaire -- Belief versus barriers -- The quickest right way to a million -- Will wealth ruin my kids -- Wealth and the wealthy are not evil -- Baby steps millionaires in every neighborhood -- Epilogue: Better than I deserve -- White paper: The National Study of Millionaires.

"You can baby step your way to becoming a millionaire. Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties--the wrong way--and then went bankrupt. That's when he set out to learn God's ways of managing money and developed the Ramsey Baby Steps. Following these steps, Dave became a millionaire again-this time the right way. After thirty years and millions of lives changed, the evidence is undeniable: if you follow the Baby Steps, you will become a millionaire."--Publisher.

Ramsey made his first million in his twenties-- the wrong way-- and then went bankrupt. That's when he set out to learn God's ways of managing money, and developed the Ramsey Baby Steps. Following these steps, he became a millionaire again-- this time the right way. Here he shares how he learned God's ways of handling money, as well as his research team's National Study of Millionaires [pages 129-226]. -- adapted from jacket and Chapter 1.